Business Lyceum

e-Letter
Practical Instruction in the Arts and Sciences of Making Money

DECEMBER 2001


Greetings & Salutations:

This month, let's talk about, how to ...

Protect Yourself from SCAMS!

The biggest UN-kept Secret in the business community. -- Go to your local public library.

I firmly believe that the biggest reason people fail in business ... beyond greed (which always goes hand in hand with stupidity) ... is a lack of understanding of the basic principles of 'real' business. -- They fall for the con-games; again & again, simply because they do not know how 'real' business works; so, they accept the hype & b.s. as fact and pay the price for their lack of understanding.

Being a farm boy ... son of a sharecropper (you've heard the story before) ... I learned early in life that you can learn anything you want to know from books - and - since I couldn't afford to buy books back then, I discovered the local public library.  In its quiet spaces, I found the world of business revealed and exposed in all its glory. -- Over the years, what I learned sitting in the public library saved me from being conned countless times; simply because I knew from what I had read that 'real' business didn't work the way the con-men told me it did. -- Today, my personal library numbers over 6,000 books, booklets, manuals, & manuscripts, on every subject about business you can imagine.

So ... to protect yourself from the scam artists, go to your public library and read, Read, READ & read some more.  Learn how 'real' business really works. -- Learn the jargon of the business community (that alone will let you see the 'con' in the words the con-man uses to sell his scam). -- Learn to separate the myths & lies from the tried & true.

In the business community -- What you don't know can't just hurt you, it can kill you.

Of course, one of the most important things you need to learn is ...

The difference between an "opportunity" and "information."

An "opportunity" is a deal whereby your involvement and/or interaction directly with the promoter of the deal is suppose to allow you to make money.

"Information," on the other hand, is only "information" until YOU turn it into an "opportunity" by using that information to do something you want to do.

I sell "information," not "opportunities."

To keep from being taken by the the con-men selling "opportunities" you need to keep the difference between "information" and "opportunity" uppermost in your mind.

As an example, in my mail recently, I received an "opportunity" mailing from a company inviting me to participate with them in the "Used Equipment" industry. -- They will teach me how to do it, assist me in finding leads, assist me in selling what I find and even buy & sell for me (splitting the profits, of course).

The deal sounds fantastic.  If I hadn't already been involved in the Used Equipment industry, I might even be tempted to buy their $695 plan - but - let's pretend for a moment that I have no prior knowledge of the industry and am considering buying their "opportunity." -- What would I do?

Before I ever invested in their deal, I would go to the library and read (or at least scan) everything they might have on Used Equipment. -- Then, instead of calling one of the references provided by the opportunity promoter, I would look in the Telephone Book Yellow Pages under the heading, "Used Equipment," and physically call on some of the companies involved in the industry. -- I would take the offer from the opportunity promoter along with me.

At each visit with a Used Equipment dealer, I would ask them what they thought of the deal. -- Since I know the Used Equipment industry, I can guarantee you that each of them would offer to set up the same kind of buy, sell, split the profit deal for me ... FREE!

Now, let's take this example and relate it to the "information" offerings I make at my web site.

Let's pretend for a moment that YOU have just received a mailing offering an "opportunity" in exporting ... buy, sell, split the profits. -- So, you go looking for "information" about how exporting is done.  You go to the library ... read some of the massive tomes written on the subject.  Then, you read my offer telling you that you don't need to know most of what is in those books. -- You would buy my "information" to learn how I did it.

Or -- use the internet to "buy" books & information on the subject of interest to you ... like Amazon.com. -- Believe it, or don't, I still "buy" over a $1,000 in books & publications every year ... even though I get that many, or more, as review copies.

Here's another lesson I have learned.

When there seems to be tons, upon tons, of information on the net about a subject, you can just about bet your bippy that the vast majority of it is hype & b.s. -- because -- if the subject has that much interest, every petty con-man in the world jumps on the bandwagon with their rendition of what they themselves have read; in order to sell their useless "opportunities" or valueless
"information."

That's like all those people selling information about "Making a Fortune on the Internet." -- Some of them even have the audacity to post on the Discussion Boards asking, "How can I make my site sell more?" -- Then, when you go to their web site, you find out they are selling information about (or an opportunity to) Make a Fortune on the Internet. -- They can't do it - but - they can teach it.

That should keep you thinkin' fer a while - and - remember ...

I "IS" an expert ... "x" being any unknown quantity & a "spurt" being a drip under pressure.


Now, let's do some ...

Questions & Answers, Comments & Other Good Stuff!

Richard Miller wanted to know ...

"First off I like your e-letter. VERY nice.  I know nothing about making a web page but I would like to make one.  Do I need a special form to make it ?  How would I upload it to my server.. Can you give me some pointers to at least get me started ?  One quick question: HTML code.  Do you have to view the source of a page and then write codes in there.. Please just get me on the right track if you can."

Richard:

First, Thank You for your kind remarks.

In the summer of 1999, so many of my paper & ink customers had asked where they could find us on the Internet. I decided to set up our own web site ... facing the same challenge you are now facing. -- Here's what I did ...

I went to the local bookstore and purchased a book entitled "Creating Web Pages for Kids & Parents" ... it included a CD filled with goodies. -- After I read it cover to cover, and played with some of the software on the CD, I graduated to the second book I had bought, entitled "Webmastering for Dummies."

Finishing my basic training ... however limited ... I purchased the "Adobe PageMill" program (a sample of that software had been included on the CD) which allowed me to begin creating my web pages without learning the HTML coding. -- At the same time, I did a search on HTML online and began studying everything I could find. -- The result was a web site that now produces from 40% to 45% of my gross revenue.

I suggest that you start out much the same way.  As you progress, you will learn more & more about web pages and how to make them do all kinds of wondrous things - but - keep in mind that your web site MUST be convenient for your customers (not you).


Rachel Solinger asked:

"In Orange County where my husband and I live, we have a very wonderful OC Swap Meet every weekend with 100's of vendors selling products.  If you were to select a product to sell at a swap meet, what would you recommend as good selling items."

Rachel:

Swap Meets & Flea Markets each have their own distinct personality.  What may sell very well at one may not sell at another.

The best way to arrive at what kind of products to sell at any given Swap Meet is to go to that Swap Meet and observe.  See which tables have the most visitors; which seem to be selling the most.  Then, select products similar to those products sold at the most active tables - or - sell the same products at a slightly reduced price - or - sell the same products at the same price with a little bonus (free gift with purchase).

If there were a "good selling product" that would sell anytime, anywhere, everyone would be selling it ... instead of whatever else is being sold.

Go check out your local Swap Meets to find the kind of products you need to be selling.


Gary Manning was wondering ...

"I was wondering if you had a 'template' contract for a finder's fee. -- I used to work at an  M&A firm, and believe me, they had the sellers and buyers sign a contract agreeing they will pay a fee if their company gets bought or sold. -- They had a public company try to renege on paying a $400,000 commission, but after the judge saw the contract and paper evidence, he awarded the M&A firm 400k of the company's stock. -- An oral agreement or meeting of the minds won't hold up in court. -- Their contract was a standard contract, but had spaces for obviously the buyer or seller, and a little other information. -- That's why I thought you might have something similar, or some guidelines. Or do I have to design one from scratch? -- Surely you used some when you did this line of work? -- I'm no longer with the M&A firm, I don't have the financial skills to complete a merger, but I've found buyers and sellers and have matched them, which is what appealed to me about your book."

Gary:

In the M&A field there ARE acceptable "template" contracts - but - there are more finder's fees made in other fields.

In my course, Straw's First Law is ... "Put it in writing.  Get it in writing.' -- Therefore, an exchange of written letters (not FAX; or email) wherein the conditions of the fee are spelled out and accepted by both parties IS the contract. -- As a matter of fact, I earned a number of M&A finder's fees without a 'template' contract; just a meeting of the minds expressed in duly written and accepted letters. -- "Oral" agreements are NOT acceptable in any way, shape or form.

A 'template' finder's fee contract usually gets tossed into the round file unless the parties have actually reached a meeting of the minds prior to its issuance. -- Unfortunately, in most cases, the beginning finder comes across a 'template' contract and sends it out willy-nilly expecting someone to sign it and return it without knowing the finder or having any idea what they may have. -- That is why I do not use; nor recommend the use of, 'template' contracts.


Ryan Tang needed a contact ...

"I am a avid reader of your e-letter. Anyway, I want to carry out a promotion where I will send physical gift certificates to my customers in USA. -- I will be purchasing the certificates from a vendor in US. -- So, instead of sending the certificates from the vendor to me (in Singapore) and then sending it back to the US to my clients, do you have any inexpensive contacts that could send out the certificates to my customers on my behalf. -- I have check with the vendor selling the certificates. They do not provide such service. -- I appreciate your help and advice."

Ryan:

One of the mailing services I have had very good dealings with is:

LELLI PRINTING, 2650 CR 175, Loudonville, OH  44842 - U.S.A. -- Phone:  (419) 994-3622 -- FAX:  (419) 994-5554

Suggest you send them an email explaining exactly what you want to do. -- They'll get back to you
with their pricing, etc.


Paul Goodlad   wants to create his own future ...

"One of your most avid readers from the UK here. -- Crystal Ball gazing is impossible - I might as well stick a pin in a biz opps magazine to try and predict future needs!!  Instead, I'd like to prepare the ground by re-skilling myself to cater for the needs of consumers in 6 or 12 months time. -- I have little money but lots of time to invest in myself. -- Any suggestions what I should do with this valuable resource to equip myself with skills for the future and make my living from selling those skills to the highest bidder? -- Should I become skilled in a particular Software, Learn accountancy, Marketing or a foreign language - not necessarily to gain a qualification but certainly to gain marketable skills. -- If you had the chance to invest 6 or 12 months in yourself - what areas would you consider?  And, by the way, I'm a young 45 with a masters degree and a desire to go it alone, not straight out of college - though I am probably still wet behind the ears as far as being an Entrepreneur!!!!"

Paul:

We were all wet behind the ears, once.  Without a beginning, there can be no achievement.

To succeed in business (any business), you MUST "sell" something to someone.   Spend your time and resources learning to "sell" ... whether in print or face-to-face.  Then, find something to sell. -- Don't try to "get rich."  Just try to "make a living." -- WHY?  Because no one ever got rich until they, first, were able to "make a living" - and - the greatest fortunes in the world were (and are) made just "one sale at a time."

Once you have mastered the art of selling, you will be welcomed by any business, industry, or field of commercial endeavor.


Leonard Robinson had an idea he needed to promote ...

"I own a broadcast voice messaging business.  I want to sell to banks, mortgage and insurance companies, non-profit organizations and politicians to name a few. -- My company can do up to 1,000,000 - 30 second voice messaging calls per day, and we are inexpensive too. -- Since this business is new, I am hardly working with any money for advertising and marketing.  How can I get the word out about my services via email marketing for little or no money."

Leonard:

Why bother trying to sell the service yourself, you will be only one voice - but ...

In this country, there are thousands of "Advertising Agencies" who regularly sell advertising of all kinds to their clients ... usually for a commission of only 15% of the gross billing - and - you don't pay their commission until you get paid; or they collect the gross billing amount from their client and send you the 85%.

As a matter of fact, there are "Advertising Agencies" who specialize in selling advertising to niche markets ... banks, mortgage & insurance companies, non-profits & politicians ... just as you would - but - those people are already clients of theirs and could well benefit from an inexpensive voice messaging service.

If'n I were you, I would spend my time advertising your advertising service to the advertising agencies.


THIS is what I live for ...

In the information publishing business, THIS is what we live for:

Cynthia P. recently bought my report, "How To Get $1,000-$5,000 Free & Clear within 30 days." -- She sent me this and I got her permission to share it with you ...

"Just wanted to let you know, I ordered your report about making $1,000 in 30 days. -- I've made $400 in just under 2 weeks, and can't believe how easy it seems to be (well, aside from the 'elbow grease'). I've teamed up with my teenage son, and expect to really go at it over the next month or so.  He is wanting money to buy his first car. -- I'm happy to have found something we can do together, and that he will now also have as a 'fall-back' in the future."


People like Cynthia are why we exist.

If you want to learn what Cynthia learned, check it out at:


Steve Strahl asked a question I couldn't answer ...

"Your web site is very interesting and has helpful information. -- I've been looking over your site, especially the 'Power Tools' section, and am interested in some of the products, but am not sure where to begin. -- I'm looking for a good home-based business that I can do to be able to quit my job as soon as possible. -- Is there any one specific opportunity that you recommend getting started with?"

Sorry, Steve ...

That's one question I can't answer. -- It's like asking, "Who is the most beautiful woman in the world?" -- It depends upon who is looking. -- There is no way I can say "who is the most beautiful woman" in YOUR eyes.

The same holds true of business.  All I can tell you is that the information I publish is taken from my own personal, hands-on experience. -- I did it before I wrote about it, so if any of those business ideas appeal to you, that may be the business you are looking-for.


Heather Diodati wrote ...

"I have been enjoying your newsletters for quite a few months now, ever since I started up my business web site.  Very informative and interesting;  often solving some of my confusion and problems along the way!  Just want to say thank you! --  Here's my latest dilemma:  I'd like to try something new but I don't know how to go about it.  Here it is. -- I know that an online newsletter can bring in a lot of subscribers and hopefully some business along the way.  I'll be starting one but I need a name for it.  So I decided to run a contest to choose the name of the ezine.  I set up a contest page on my web site as well as a form to submit but I don't know how to advertise the contest. -- If you have any ideas please pitch them my way!"

Heather:

If I were running such a contest, I would post it on all of the "Discussion Boards" and ask the board posters to come up with a name.

Just include your contest URL -- http://www.whimsies-online.com/contest.htm -- on the boards so they can go directly to the contest entry form.

I'll put an item in the e-Letter ... maybe one of my readers will have an idea.


Well ... that's it for this month. -- In order to make every issue responsive to YOUR needs, please send me your questions; or tell me what sources or resources you need to build your business; or give me any thoughts you want to share with your fellow members.

Believe it or don't ... I ain't a mind-reader. -- If'n you doesn't tell me what you need, I may never touch upon the information, sources or resources you need.

This is your publication for you to use to your benefit ... I am just your moderator.

Until next month, keep well ...
 

J.F. (Jim) STRAW
Book Worm


Thought For The Month!

"Information is the Key to Success.  Whether You're giving it out or receiving it ... whether You're Selling it or Buying it, The RIGHT Information can make You a Millionaire ... In both Your Bank account and Your Mind".  - Jeff Bezos


Can you stump the old master? -- Betcha can't!

Over the past 40 years (man and boy), I have made bundles of money in direct selling, service contracting, wholesale merchandising, entertainment (I was a professional Trumpet player, vocalist & Radio Announcer), freight forwarding, import/export, retail merchandising, warehousing, real estate, electronics manufacturing, finder's fees, closeout merchandising, financial brokerage, business consulting, steel fabrication, gold and coal mining, offshore banking, mailorder, writing, and publishing. -- That being the case ...

No matter what business you're in ... whether you're just starting, well on your way, or at the top of the heap ... I've probably been where you are, done what you are doing. -- So ...

Anytime you have a question about 'how' to do something in your business - or - if you have any comments about anything I've said in issues of this e-Letter; or if you want to add your 2 cents worth ... just "ask" me or "tell" me.

Send your Questions, Comments or 2 Cents Worth to ...

with "Question" - "Comment" - or, "2 Cents Worth" in the SUBJECT.

If I, personally, don't have an answer to any question you may ask, I will contact some of the professionals in your field of endeavor (I will probably know one or more personally) to get the real 'skinny' for you.


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Copyright - 2001, J.F. (Jim) Straw. All rights reserved.